First Time Buyer Information

First Time Buyer

 
If you're looking for the perfect real estate agent to help you find your dream home, look no further than Tiffany Raridon, Broker/Owner of Elevated Properties. With her extensive experience, in-depth knowledge of the market, and passion for helping clients find their perfect home, Tiffany is the perfect choice for home buyers.
 
Tiffany's experience as a broker and owner of Elevated Properties gives her a unique perspective on the real estate market. She has a deep understanding of the local market trends and can provide valuable insights into the best neighborhoods, schools, and amenities in the area.
 
As a home buyer, you want an agent who is passionate about helping you find the perfect home, and that's exactly what you'll get with Tiffany. She is dedicated to understanding your unique needs and preferences, and will work tirelessly to help you find the home of your dreams.
 
Tiffany's expertise in home buying goes beyond simply finding the right property. She is also skilled in negotiating and navigating the complex legal and financial aspects of the process. She will work diligently to ensure that your interests are protected and that you get the best possible deal on your new home.
 
One of the most important qualities in a real estate agent is communication, and Tiffany excels in this area. She will keep you informed every step of the way, from the initial property search to closing day. You can trust that she will be responsive to your needs and will always be available to answer your questions and provide guidance.
 
Overall, Tiffany Raridon of Elevated Properties is the perfect choice for home buyers. With her experience, knowledge, passion, and commitment to exceptional service, she will help you find the perfect home and guide you through every step of the buying process with confidence and peace of mind.

 

Pre- Qualification: Meet with a mortgage broker and find out how much you can afford to invest for your new home.

Pre- Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You also will avoid being disappointed when going after the homes you are interested in that may be out of your price range. With Pre- Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you're interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for their home. Costs for pre-approvals are generally nominal and lenders will usually permit you to pay them when you close your loan.

List of Needs & Wants: Make 2 lists. The first should include items you must have (i.e., the desired bedrooms, bathrooms, square footage,etc.). The second list is your wishes, things you would like to have (Backyard, Pool, additional upgrades,etc.) but that aren't absolutely necessary. Realistically for first-time buyers, you probably won't get everything on your wish list, but it will keep you on track for what you're looking for.

Representation by a Professional: Consider hiring your own real estate agent, one who is working for you and specializes in your needs.

Focus & Organization: In a convenient location, keep handy the items that will assist you in maximizing your home search efforts. Such items may include:

One or more detailed maps with your areas of interests highlighted.
A file of the homes that your agent has shown to you, along with setup sheets and photos.
Paper and pen, for taking notes as you search.
Take pictures to help refresh your memory on individual homes.
Location: Look at potential homes as if you are the seller. Would a prospective buyer find it attractive based on curb appeal, school districts, crime rate, proximity to positives (shopping, parks, freeway access), and negatives (abandoned properties, garbage dump, source of noise) features of the area?

Be Objective: When searching for your new home ask yourself the following questions. Does this home really meet your needs? Does it financially make sense? Be Thorough: A few extra dollars well spent now may save you big expenses in the long run. Don't forget such essentials as:

- Include inspection & mortgage contingencies in your written offer.
- Have the property inspected by a professional inspector.
- Check to see that no changes have been made that weren't agreed on (i.e., closing cost, repairs, etc.). All the above may seem rather overwhelming. That's why having a professional represent you and keep track of all the details for you is highly recommended. Please email us or call us directly to discuss any of these matters in further detail.

 

Enclosed information is deemed reliable but is not guaranteed.